How Know Your Cashflow compares
Most tools do one thing well — budgeting, or projections, or investment tracking. Know Your Cashflow uniquely combines a forward cash-flow projection, backward-looking performance, and broad multi-asset net worth in one place.
| Capability | Know Your Cashflow | Monarch | ProjectionLab | Empower | Boldin |
|---|---|---|---|---|---|
| Forward cash-flow projection Month-by-month, years ahead — income, expenses, debts, withdrawals. |
✓ | ~ | ✓ | ~ | ✓ |
| Scenarios & what-ifs Sandbox copies of your real plan to compare side by side. |
✓ | ~ | ✓ | ~ | ✓ |
| Time-weighted performance Backward-looking returns that exclude your deposits/withdrawals. |
✓ | ~ | ~ | ✓ | — |
| Broad multi-asset net worth Real estate, metals, crypto, private equity, funds — not just accounts. |
✓ | ~ | ~ | ~ | ~ |
| Bank & brokerage aggregation Connect institutions to sync balances and holdings. |
✓ | ✓ | ✓ | ✓ | ✓ |
| Debt & mortgage modeling P&I splits, amortization, rate/payment changes over time. |
✓ | ~ | ~ | ~ | ✓ |
| Retirement & RMD planning Withdrawal strategies, estimated taxes, RMDs. |
✓ | — | ✓ | ✓ | ✓ |
| Advisor / white-label for firms Brandable, multi-client — offer it to your own clients. |
✓ | — | — | ~ | — |
Legend: ✓ yes · ~ partial / varies by plan · — not a focus.
Competitor capabilities are our general understanding as of August 2026 and vary by plan and over time — please verify each provider's current offering. Where we weren't certain, we marked it conservatively.