See clearly. Plan confidently.

Put your entire financial world in one picture and project it forward — and plan your retirement with confidence.

Get started today See all features

Bank-grade encryption · Read-only connections · We never sell your data

app.knowyourcashflow.app
app.knowyourcashflow.app
Performance+8.6% CAGR
Goal: House fund74% there
ProjectionOn track to 2045

One place for all of it

Project, track, plan, and connect

Most tools tell you where your money went. This one also shows you where it's going — and lets you test what happens if you change course.

Project

Roll your finances forward month by month — income, expenses, debts, and withdrawals — so you can see your balance years ahead, not just today.

Project
Project

Track

Net worth over time, monthly closes, and time-weighted performance across every account and asset you hold.

Track
Track

Plan

Model what-if scenarios side by side, set goals, and approximate the tax drag on withdrawals before you commit.

Plan
Plan

Connect

Securely link banks, brokerages, and crypto exchanges — or add real estate, metals, and private holdings by hand.

Connect
Connect

Explore all features →

See it in action

A quick look at the dashboard, the projection, and the what-ifs that make planning click.

Cashflow projection — across time

A closer look

Real screens from the app — the timeline of what's coming, and any asset drilled down to its history.

Plan ahead

A cash-flow projection that looks years forward

Watch your balances roll forward month by month as income, expenses, debts, and withdrawals play out — so the future stops being a guess.

Cashflow projection

Stay grounded

Net worth and performance, all in one timeline

See your net worth over time and how each holding has actually performed — time-weighted, so contributions don't flatter the numbers.

Net worth over time
Net worth over time

Build a what-if

Spin up a scenario in seconds

Change a retirement date, a contribution, or sell an asset in a live sandbox — the projection updates as you build, and your real plan stays untouched.

Scenario Builder

Test the future

Compare what-ifs side by side

Line your scenarios up against each other — retire at 62, 65, or 67? — and see the outcomes head to head before you commit.

Scenario compare

Everything you own

Not just accounts — real estate, metals, crypto, and more

Connect banks, brokerages, and exchanges, then add the assets that aren't accounts. Your whole financial life in one number.

Connected accounts
Connected accounts

Forward, backward, and everything you own — in one view

Plenty of apps do one of these. Know Your Cashflow brings together a forward-looking cash-flow projection, backward-looking performance, and true multi-asset net worth — including the things that aren't "accounts."

Projection — where you're headed
Performance — how you've done
Net worth — everything you own

Built to be trusted

Your data, protected and private

A finance tool only works if you trust it with the whole picture. Here's how we treat your information.

Encrypted, end to endConnections use HTTPS/TLS, and sensitive credentials are encrypted at rest with AES-256-GCM.
Read-only by designLinked accounts are read-only. We retrieve balances and holdings — never the ability to move your money.
We never sell your dataYour personal financial information is never sold, rented, or used to train AI models.
You stay in controlDisconnect any institution at any time, export your data, or close your account — your call.

A look inside

Every part of your money, in one place

A moving tour of the app — projections, net worth, scenarios, and more.

See your whole financial picture — and what comes next.

Start your free 14 day trial See all features