Features
Everything you need to see your whole financial life
From a forward-looking cash-flow projection to performance, scenarios, goals, and every asset you own — here's what's inside.
Plan ahead
Cash-flow projection
The heart of the app. Roll income, expenses, debts, contributions, and withdrawals forward month by month and watch your balances years into the future — with a full breakdown of how every number is reached.
Know your number
Net worth over time
Every account and asset in one number, tracked across time. Each closed month snapshots your real position, so your history stays honest as markets move.
See how you've done
Performance
Time-weighted returns that exclude your own contributions, so growth reflects the investments — not just how much you added. Compare actual results against the rates you assumed.
Build a what-if
Scenario Builder
Spin up a sandbox from your real data and tweak it live — change a retirement date, a contribution, income, or sell an asset — and watch the projection respond instantly, without touching your actual plan.
Compare outcomes
Scenarios side by side
Save several what-ifs and line them up against each other — retire earlier, downsize, change a contribution — to compare the outcomes head to head before you commit.
What's coming
Timeline
A horizontal view of every upcoming financial event — income, one-off expenses, goals, and milestones — so nothing on the horizon catches you by surprise.
Everything you own
Connect & track any asset
Securely link banks, brokerages, and crypto exchanges, then add the things that aren't accounts — real estate, metals, private equity, collectibles — for one complete picture.
And a lot more
Built in, ready when you need it
The depth that makes the projection trustworthy — and the planning tools retirees and investors actually use.
Goals
Track emergency fund, debt freedom, retirement readiness, and custom savings goals with progress that ignores market noise.
Positions
Every holding in one view — quantities, live prices, and value across all your accounts, brokerages, and exchanges.
Estimated taxes & RMDs
Approximate the tax drag on withdrawals and model required minimum distributions automatically.
Drawdown backstops
Auto-refill a cash account from an asset or margin loan when it dips below your floor — modeled in the projection.
Debt & mortgage modeling
Amortization, ARM resets, credit-card minimums, and rate or payment changes scheduled over time.
Monthly Close
Reconcile each month's actuals to keep your net worth, history, and performance honest.
Guided onboarding
A guided setup that walks you from zero to your first projection, one step at a time.
Assistant (on-demand)
On-demand expert help with any feature, field, or number — and it can even draft new records for you (an expense, asset, income, and more) right in the chat, ready for you to confirm.
Exports
Download any view to CSV or Excel — a full multi-sheet workbook of your data, whenever you want it.
See it in action
A closer look at what's built in
The same tools, shown in the actual app.
Goals
Track emergency fund, debt freedom, retirement readiness, and custom savings goals with progress that ignores market noise.
Positions
Every holding in one view — quantities, live prices, and value across all your accounts, brokerages, and exchanges.
Estimated taxes & RMDs
Approximate the tax drag on withdrawals and model required minimum distributions automatically.
Drawdown backstops
Auto-refill a cash account from an asset or margin loan when it dips below your floor — modeled in the projection.
Debt & mortgage modeling
Amortization, ARM resets, credit-card minimums, and rate or payment changes scheduled over time.
Monthly Close
Reconcile each month's actuals to keep your net worth, history, and performance honest.
Guided onboarding
A guided setup that walks you from zero to your first projection, one step at a time.
Assistant (on-demand)
On-demand expert help with any feature, field, or number — and it can even draft new records for you (an expense, asset, income, and more) right in the chat, ready for you to confirm.
Built to be trusted